Every claim starts with a medical episode. For this reason, we take a proactive approach in closely managing medical costs, utilizing the very best occupational physicians and keeping in close communication with the injured employee to ensure an expedited recovery. A decisive return-to-work strategy starts the day the injury is reported. This approach yields a reduction in lost time at work and ultimately impacts an employer's loss cost in a positive manner. Cases requiring subrogation and litigation management receive the benefit of our highly trained staff. Unisource's belief in technology delivers bottom line savings through the use of check fraud detection and online claim access to bring you the latest in savings information.

Solution based programs designed with your bottom line in mind summarizes our approach to handling claims. National on-site claim investigation, subrogation, litigation management and medical/vocational assessments round out Unisource's bottom line approach to handling your claims.

Our Property Claim Management services include the expertise to handle your property claims, whether large or small. Our extensive network of field adjusters can respond quickly to help minimize losses and prevent future liabilities.

A prompt and thorough investigation is the heart of your claim file. Specializing in Workers' Compensation and Liability investigations, we consistently produce results with the following services:

• Claim Investigation
• Fraud Detection
• Questionable Claim Reviews
• Recorded Statements
• Witness Investigation
• Loss Analysis
• Scene Investigation

With an average of 15 years of adjusting experience, you can rest easy knowing that your claim will be investigated and documented, the right way, the first time.

Achieving results...a focus which proves successful with our experienced subrogation experts. From the first claim evaluation, you will see a savings focus that pays off time and again. Share our expertise in these areas:

• Open or Closed File Reviews
• Subrogation Evaluations
• New or Pending Subrogation Cases
• Benchmark Recoveries
• Missed Subrogation Analysis

Strategy and Execution make up the right combination to obtain results. Nurses and adjusters have one common goal; closing the claim as quick as possible with the best possible outcome. Managed care, used at the appropriate times, adds measurable value to the claim. Telephonic and Field Case Management, Occupational Provider Networks, Medical Bill Review, Utilization Review and Pharmacy Management programs work in concert with a proactive approach which makes us so reputable. Through many years of trial and error, we have found the successful integration of managed care and claim administration.